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Vehicle Diminished Value

Vehicle Diminished Value in Florida

Diminished Value Assessment > Vehicle Diminished Value in Florida

Florida's Guide to Diminished Value Recovery

Modern sedan with visible damage parked in Florida, symbolizing diminished value after an accident.

In Florida, diminished value refers to the reduction in a vehicle’s market value occurring after a vehicle is damaged and then repaired. Owners of vehicles that have been in an accident may be entitled to compensation for this loss in value, which is not automatically covered under standard insurance policies.

Are You Eligible for Diminished Value Compensation?

Florida law allows vehicle owners to claim diminished value from the at-fault party’s insurance. It’s important to understand that you can make this claim even if you are the vehicle owner and not the driver at the time of the accident.

How to Claim Diminished Value in Florida

  1. Proof of Diminished Value: You need a professional diminished value appraisal, like those offered by DiminishedValueAssessment.com, which will provide a substantiated report detailing the loss in value.
  2. Notification: Notify the insurance company of the at-fault party about your claim, submitting the necessary documentation.
  3. Negotiation: Utilize the detailed report from your diminished value assessment to negotiate a fair settlement.

Why Choose DVASSESS: The Easier, Faster, More Affordable Way to Assess Diminished Value

Ease of Use

Our online platform at DiminishedValueAssessment.com is designed with simplicity in mind. From the comfort of your home or office, you can access our services through a user-friendly interface that guides you through each step of the diminished value assessment process. There’s no need to deal with complex paperwork or in-person visits. Everything is streamlined to enhance your experience and ensure you can manage your claim with ease.

Speed of Service

Time is of the essence when you’re dealing with vehicle damage and insurance claims. DVASSESS offers immediate online assessments that reveal your vehicle’s diminished value in real-time. For those needing comprehensive reports for official submissions, our services are significantly faster than traditional methods. Thanks to our cutting-edge technology and efficient processes, we deliver professional reports quickly, enabling you to move forward with your claim without unnecessary delays.


DVASSESS is committed to providing high-quality assessments at a fraction of the cost of traditional appraisal services. We offer several pricing options to meet your needs and budget:

    • Basic Report ($19.95): Instantly access an on-screen assessment of your vehicle’s diminished value.
    • Plus Report ($69.95): Receive a detailed, printable report that’s perfect for insurance submissions.
    • Complete Package ($89.95): Gain comprehensive support, including claim instructions, a sample demand letter, negotiating tips, and more.

Each option is priced to be accessible, ensuring that all vehicle owners can afford to obtain the diminished value assessments they need without compromising on quality or accuracy.

Proven Expertise

With over 10,000 vehicle assessments completed and a foundation built on real-world market data and expert appraisals, DVASSESS brings a level of precision and reliability that sets us apart. Our partnership with Black Book enhances our assessments, ensuring they reflect the most current and relevant market trends.

Tailored for Florida

Our services are specifically tailored to the Florida market, taking into account local legal standards, market conditions, and consumer behaviors. This localized focus means more accurate and relevant assessments for Florida vehicle owners.


This basic, instant assessment will show you how much value your vehicle has lost. Your diminished value amount will be displayed on screen instantly. Then you will see your upgrade options.


This option includes the DVASSESS report as in option #2, PLUS you get instructions, a sample claim demand letter and negotiating points.


This is our printable DVASSESS Diminished Value Assessment Report. This report can be printed for submission to the at-fault party for payment.

FAQ: Diminished Value Claims in Florida

A: You are likely eligible if you were not at fault in the accident, your vehicle has been repaired, and the accident occurred within the last four years. Additionally, your car should not have a previous history of significant damage to ensure a valid claim.

A: You will need a copy of the accident report, repair receipts or a detailed repair estimate, and proof of your car’s value before and after the repairs. It’s also helpful to have photographic evidence of the damage.

A: Yes, you can still file a claim if you were partially at fault. However, your compensation may be reduced by your percentage of fault in the accident, according to Florida’s comparative fault rule.

A: The statute of limitations for filing a diminished value claim in Florida is four years from the date of the accident.

A: Calculating diminished value can be complex and often requires professional appraisal. Typically, it involves assessing the pre-accident value of your vehicle, the quality of repairs, and the remaining diminished value post-repair based on market data and insights.

A: If your claim is denied, you can negotiate further with the insurance company by providing additional evidence or a more detailed appraisal. If you cannot reach an agreement, consulting with an attorney who specializes in auto insurance claims might be necessary.

A: While the experience can vary significantly by individual case, insurers are generally required to handle claims in good faith. It is beneficial to review and compare experiences through local reviews or testimonials and choose an insurer with a reputation for fair claims processing.

A: While not always mandatory, a professional appraisal by a service like DVASSESS is highly recommended. It provides a strong basis for your claim with detailed, data-driven valuation that can be crucial in negotiations or legal proceedings.

Essential Resources for Florida Vehicle Owners

This is the go-to resource for any motor vehicle-related information in Florida, including driver licenses, vehicle registration, and accident reports, which are crucial for diminished value claims.

This organization provides information about insurance policies and regulations in Florida, which can be helpful for understanding how diminished value claims are handled by different insurers.

The Florida Bar offers consumer pamphlets that include advice on choosing a lawyer for insurance disputes, which can be beneficial if you need legal assistance with your diminished value claim.

 This state office oversees insurers within the state and can be a valuable resource for understanding your rights under Florida insurance laws and seeking assistance if you encounter issues with your insurance claim.

 The BBB can provide reviews and complaints about insurance companies and appraisal services, helping you choose the right company for handling your diminished value assessment.